Your real estate savings plan – the smart alternative to a savings account

Achieve your personal savings goal or plan your retirement by simply setting up a standing order and regularly investing the amount of your choice in real estate. No negative interest as with the bank, but currently up to 5.5% return per year!

Piggybank landing page

Your advantages at a glance

You choose the amount (from 100 CHF / EUR)

Set up your individual real estate savings plan and decide for yourself how much money you want to invest monthly. Minimum investment per month: 100 CHF/EUR.

You determine the payment interval

You only want to buy new tokens every second month? No problem – by setting up a standing order with your bank, you can decide for yourself at what intervals you want to deposit money.

You benefit from the compound interest effect

Earn interest on your interest! With the CRT savings plan, your invested capital grows faster, as you can immediately reinvest your distributed return in the form of new tokens.

You can cancel the standing order at any time

You decide what happens with your money! Adjust your standing order at any time or simply cancel it. Whether after one month or after 10 years. The decision is entirely up to you.

Calculate your savings potential

Use our calculator to see how your saved money will increase within the given time if you invest it in CROWDLITOKEN.

Your Investment

How many years do you want to save?

Years

What would the monthly savings amount be?

CHF / EUR

How much would your first investment be?

CHF / EUR

Your Result

Your invested CHF / EUR becomes CHF / EUR

CROWDLITOKENBondsSavings

Interest rates used for calculations: 5.5% CROWDLITOKEN, 1% bonds, 0% savings account.

How it works

  • Trigger your first investment under "Buy tokens" on the investor portal.
  • Now set up a standing order with your bank. Use the reference number of your first investment.
  • You can now choose how you would like to have your returns paid out every month (CHF, EUR or new tokens).
Ready to get access to secured property deals and start earning great returns on your investment?

This is what you benefit from at CROWDLITOKEN

Gain access to safe and efficient properties across Europe with CROWDLITOKEN.

Digital bond

Low minimum investment, open for CHF and EUR, easy to handle.

Returns of 5-7% p.a.

Build your own property portfolio by simply placing bonds on available properties and benefit from returns of up to 7% per year.

Real value thanks to real estate

Inflation-protected bondwith up to 7%yieldper year. Hand-picked core properties in Europe provide stable growth and solid returns. .

Minimum interest rate

Your investment with CROWDLITOKEN secures you a minimum return of 0.875% p.a.

No administration costs

Everything digital, without the hassle of paperwork.

Tradeable at any time

Handle your bonds easily at any time.

Why you should invest
your money in CROWDLITOKEN

High returns and security

Before we list projects on our platform, they are thoroughly assessed. The success and security of your investments is our success.

Short-term results

With CROWDLITOKEN you don’t have to wait years or decades to see the returns on your investment. It’s the perfect way to generate a passive income.

Total control, total transparency

All data and facts about each property are made available to our investors in a clear and comprehensive manner.

Testimonials

Graphic comparison of various real estate investments

The difference between CROWDLITOKEN and other real estate investments

The difference between CROWDLITOKEN and other real estate investments

CROWDLITOKEN enables anyone to invest in top properties and benefit from the opportunities of the real estate market in an accessible and fully digital way. Our team of experts makes investing in hand-picked properties accessible to everyone by applying state-of-the-art technology.

CRT is the first Ssecurity tokenthatunitesthe advantages of direct and indirect real estate investmentsin one product:

Frequently asked questions (FAQ)

Is something unclear? We have the answers to your questions.

  • What co-determination rights do I have as an investor?

    Investors can decide on the following resolutions within the scope of their co-determination rights:

    • Changes to the terms and conditions of the bond, e.g. a change to the minimum interest rate or the introduction of a new crypto currency for payment processing.
    • Sale of a property, whereby this decision is only presented to investors who have invested in the property in question.
    • Other issues which, in the opinion of CROWDLITOKEN AG, have a significant impact.
      Binding decisions are made in all cases with 50% or more of all tokens participating in the vote.

  • What are the advantages of a digital bond?

    A digital bond can be issued directly by CROWDLITOKEN without a bank (cost savings) and can be held by the investors themselves, again without a bank. The digital bond allows a wide range of people to benefit from the financial product. A digital financial instrument also opens up new opportunities for the investor: At CROWDLITOKEN we can combine the digital bond with the digitised income streams of real estate investments, allowing investors to participate directly.

  • How is the product structured (type)?

    CRT is a subordinated bond under the law of the Principality of Liechtenstein. The bond has a term of 25 years (with an extension option of 2x 5 years) and pays a minimum interest rate of 0.875% (year 1+2), 1.5% (year 3) or 2.1% (from year 4) p.a. (based on CHF 1.00). The bond is issued digitally in the form of a token.

  • When do I receive my yield distribution?

    Thirteen times a year, at a fixed date/time in accordance with the prospectus approved by the FMA. Twelve distributions are paid out with a budgeted amount per year. A special payout is made after the successful completion of the annual real estate account of the respective property.

  • Any questions?