The New Way of Investing in Real Estate: Digital Bonds

The New Way of Investing in Real Estate: Digital Bonds


Real estate is the world’s largest asset class worth more than $228 trillion globally. Yet, despite being such a colossal and booming industry, real estate is still largely limited by its dependence on slow legacy systems, inefficient paper documents, and countless middlemen with high fees.

I nvesting in real estate is something many people all over the globe are highly interested in pursuing. Unfortunately, this form of investment is highly prohibitive, usually accessible only to the world’s wealthiest individuals that have enough capital to put into purchasing real estate – often requiring hundreds of thousands of dollars.

An overhaul of how the real estate industry works has been long overdue. Luckily, thanks to the emergence of technological innovations and decentralized systems, a new way of investing in real estate has been born, through the use of digital bonds.


What are Digital Bonds?

Digital bonds are essentially bonds that have been digitally represented on a blockchain. It is still a real-world, concrete bond – the only difference is that people can easily and securely trade them online in a democratized manner. Digital bonds combine elements of legacy finance with beneficial features of the highly innovative digital fintech world.

There are numerous benefits that come from utilizing digital bonds for real estate investing.

Digital bonds allow for the democratization of real estate investment access. This is possible because digital bonds can be broken up to represent a single share of a large real estate investment. Consequently, many investors may purchase a fraction of a property, effectively crowdsourcing a large real estate investment. The digitized income streams of the property are linked to the digital bond, benefitting the bondholders with the appreciative value of the real estate property over time.

Digital bonds also increase access to real estate investments to people all over the globe. Investing in a property in Switzerland while never leaving your home in England, for example, is entirely possible through the purchase of digital bonds.

Moreover, the fees that come along with making real estate investments are significantly reduced, as the need for intermediaries vanishes. Plus, since all data is verified and tracked on blockchain technology, transparency is greatly increased while preventing potential fraud and manipulation.

Say Hello to CROWDLITOKEN’s Digital Bonds

Here at CROWDLITOKEN AG, we offer digital bonds in the form of security tokens, known as CRT, that are fully backed by hand-selected multi-tenant real estate properties across Europe.

Holders of CRT are able to reap in the benefits of their chosen European real estate property / properties. CRT tokenholders will automatically profit from the income streams and value appreciation of the properties while having a minimum guaranteed interest on the bond.

Investors can expect to see stable growth and solid returns on their real estate investments with CROWDLITOKEN, with expected net returns of 5 to 7 percent. CRT tokenholders will have the choice to either receive their interests in cash, or in additional CRT that can be reinvested to further grow their real estate portfolio.

CROWDLITOKEN is currently in the private sale phase of our Security Token Offering (STO), whereby CRT can be purchased at a discount of 25 percent. At the closing of the private sale phase, the pre-public sale will begin with a discount of 20 percent, followed by the public sale with an available discount of 10 percent off. After our STO is over, there will be no more discounts on our digital bonds, so act fast!

Learn more about our current STO from our CROWDLITOKEN STO Guide. For more information on our platform, you may read our whitepaper.

If you’re ready to invest in CRT right away and get your 25 percent off discount, you may do so here!

We look forward to welcoming you into the CROWDLITOKEN ecosystem where we will democratise access to the Eurpean real estate market with you soon!
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The content on this website and the Whitepaper was created by CROWDLITOKEN AG and serves as general information about the CROWDLITOKEN project. This information is given in a summarized form and is not exhaustive. CROWDLITOKEN AG has made every effort to ensure that the facts on this website and in the Whitepaper are accurate and that forecasts, opinions and expectations are reasonable and adequate, but they have not been independently verified. CROWDLITOKEN AG and its affiliates or their respective agents, employees or agents make no representations or warranties as to the accuracy or completeness of the information.

The information contained on this website and the Whitepaper may contain forward-looking statements based on a number of assumptions regarding the current and future business strategies of CROWDLITOKEN AG and regarding the environment in which CROWDLITOKEN AG will be in the future. These assumptions may or may not apply in practice. Actual results may differ materially from those anticipated under such forward-looking statements due to a variety of risk factors, including the risk that the implementation and launch of the offer to investors may take longer than anticipated or may not occur at all, the risk of regulatory changes, the risk of changes in national and international economic conditions and other risks.

The Security Token Offering (STO) contemplated on this website and in the Whitepaper is subject to a prospectus which was prepared in accordance with Directive 2003/71/EC, as implemented in Liechtenstein. The prospectus which is the legal basis for the issuance of Crowdlitokens has been approved by the Financial Market Authority (FMA) of Liechtenstein on April 12, 2019. But FMA assumes no responsibility as to the economic and financial soundness of the Tokens or the quality or solvency of the Issuer. The Issuer is not licensed as a financial institution and is not subject to the oversight or supervision by FMA or any other financial market supervisory authority.

Potential investors are cautioned that the subscription of CROWDLITOKEN is subject to restrictions imposed by laws of different countries. In particular, the CROWDLITOKEN are not and will not be governed by the US Securities Act of 1933 (as amended from time to time) or under the securities laws of any state or other jurisdiction of the United States of America, and may not be offered, sold, held, exercised, resold, handed over or transferred, whether directly or indirectly. CROWDLITOKEN are not and will not be audited, permitted or disapproved by any US regulatory agency, notably the US Securities and Exchange Commission, nor has any US regulatory agency reviewed or approved the contents of this website and the Whitepaper. Any representation or indication to the contrary is liable to prosecution in the United States of America.


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