Looking for Low-Risk Investment Options? Invest in Europe Real Estate with CROWDLITOKEN

Looking for Low-Risk Investment Options? Invest in Europe Real Estate with CROWDLITOKEN


Knowing what to invest in can be a tricky decision. Each asset class holds a different relation between risk and return. Shares typically hold more risk than bonds, but that depends on which kind. Emerging market bonds have a higher volatility in crises, making their potential for up-sizing or down-sizing greater. This is why diversifying your portfolio with alternative assets is so important.

A ssets like gold, silver and real estate are alternative assets. This essentially means that they will react differently in times of crises. During unstable times, the demand for real estate rises, giving your portfolio stability. By its nature real estate has less volatility than shares and is protected from inflation, thus making it possible to calculate the risk and returns carefully. The cheap rates on mortgages also boost up returns.

Low-risk investments are an essential part of any serious investor’s portfolio. The issue with low-risk investments is that their profitability can be eroded by multiple variables, thus making them a less attractive option.

That’s why CROWDLITOKEN is bringing the security of low-risk investments to real estate, with the use of the blockchain technology for the first time. Thanks to the low minimum investment amount, diversification is possible for every portfolio. It is now easier than ever to gain a foothold in the European real estate world and grow your assets, all from the comfort of your own home.


What are Low-Risk Investments and Why are They Essential?

Low-risk investments can come in many different forms.

From a savings account to dividend-paying bonds, they offer stability in a very volatile world. A good low-risk investment will ensure steady growth with a high return on investment, without too much erosion from inflation or volatility. It keeps growing, even sometimes despite its financial ecosystem.

Not traditionally known as a low-risk investment, real estate is one of the most popular subjects of speculation around investor tables as it holds a special relationship between risk and return, especially during times of crisis or instability. Plenty of people know someone who’s made a name for themselves through careful property and asset management and great strategizing.

The problem is that getting started is typically quite costly and inaccessible to many — until now, that is. CROWDLITOKEN is bringing affordability, flexibility and (most of all) security to the real estate ecosystem with the use of blockchain.

Why CROWDLITOKEN is a Good Option for Any Investor

CROWDLITOKEN is a tradable digital asset, a fundamentally new form of investing in real estate. It is structured as a digital bond, issued and transferred on the blockchain. It is backed by real-world assets, and fully compliant with European financial authorities.

Here is why CROWDLITOKEN may be a good investment choice for you:

Minimal Risk: It costs as little as 100 CHF (that’s roughly 90 EUR or 100 USD) to get started, making it affordable for everyone who’d like to invest in European real estate.

Fully Compliant: The acquisition of CROWDLITOKENs (CRTs) will grant the investor with a tradable real estate asset. It is the world’s first token with an ISIN (International Security Identification Number).

Best of Both Worlds: It combines the best of both direct real estate investing and indirect real estate investing with none of their drawbacks through the use of blockchain and smart contracts. Where direct real estate investments would be made in large sums and involve a lengthy due diligence process, the use of blockchain as the base of operation makes it infinitely quicker and easier for investment enthusiasts, even internationally.

Ultra-Low Fees: Costs are cut, as middle-men are no longer needed for transactions. Execution time is greatly reduced as well. No unwarranted real estate premiums from an unending list of middlemen!

Transparent: Smart contracts may be implemented, thus ensuring all parties are transparent. Furthermore, an asset that has been tokenized is more easily liquidized should the need arise, and doesn’t require the presence of a third party for trading assets.

Full Control: CROWDLITOKEN brings the convenience of indirect investing without limiting investors’ visions for their own portfolio. The user has full control over their choice in investments and a fully customizable, individual property portfolio that grants full freedom over the allocation of funds.

High Yield: CROWDLITOKEN guarantees inflation-protected returns at a very attractive yield. The rate of return on investment will never go below inflation, with the typical ROI being between 5 to 7 percent.

How CROWDLITOKEN Works and How to Invest

CROWDLITOKEN AG issues a digital bond called CRT, a digital real estate asset that acts as a security.

The funds raised by issuing the bond during the Security Token Offering (STO) are invested into properties, all owned by CROWDLITOKEN. The whole process is highly secure on the blockchain, in compliance with European legal standards, and assures transparency.

The digitized income streams of the property are linked to the digital bond, benefitting the bondholder from the appreciative value of the properties while the interest on the bond is minimal.

Anyone can invest in any Member State of the European Economic Area (EEA) where the publication of a prospectus in accordance with Article 3 of the Prospectus Directive is required. Countries such as: Germany, Austria, Netherlands, Belgium, Luxembourg, France, Italy, United Kingdom, Ireland and Switzerland. Other countries such as the UAE and Russia are in the approval phase for the public distribution of the digital bond.

We are at the cusp of a real estate revolution! Claim your share of the European real estate market with CROWDLITOKEN through our STO. For more information on our platform, read our whitepaper.
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The content on this website and the Whitepaper was created by CROWDLITOKEN AG and serves as general information about the CROWDLITOKEN project. This information is given in a summarized form and is not exhaustive. CROWDLITOKEN AG has made every effort to ensure that the facts on this website and in the Whitepaper are accurate and that forecasts, opinions and expectations are reasonable and adequate, but they have not been independently verified. CROWDLITOKEN AG and its affiliates or their respective agents, employees or agents make no representations or warranties as to the accuracy or completeness of the information.

The information contained on this website and the Whitepaper may contain forward-looking statements based on a number of assumptions regarding the current and future business strategies of CROWDLITOKEN AG and regarding the environment in which CROWDLITOKEN AG will be in the future. These assumptions may or may not apply in practice. Actual results may differ materially from those anticipated under such forward-looking statements due to a variety of risk factors, including the risk that the implementation and launch of the offer to investors may take longer than anticipated or may not occur at all, the risk of regulatory changes, the risk of changes in national and international economic conditions and other risks.

The Security Token Offering (STO) contemplated on this website and in the Whitepaper is subject to a prospectus which was prepared in accordance with Directive 2003/71/EC, as implemented in Liechtenstein. The prospectus which is the legal basis for the issuance of Crowdlitokens has been approved by the Financial Market Authority (FMA) of Liechtenstein on April 12, 2019. But FMA assumes no responsibility as to the economic and financial soundness of the Tokens or the quality or solvency of the Issuer. The Issuer is not licensed as a financial institution and is not subject to the oversight or supervision by FMA or any other financial market supervisory authority.

Potential investors are cautioned that the subscription of CROWDLITOKEN is subject to restrictions imposed by laws of different countries. In particular, the CROWDLITOKEN are not and will not be governed by the US Securities Act of 1933 (as amended from time to time) or under the securities laws of any state or other jurisdiction of the United States of America, and may not be offered, sold, held, exercised, resold, handed over or transferred, whether directly or indirectly. CROWDLITOKEN are not and will not be audited, permitted or disapproved by any US regulatory agency, notably the US Securities and Exchange Commission, nor has any US regulatory agency reviewed or approved the contents of this website and the Whitepaper. Any representation or indication to the contrary is liable to prosecution in the United States of America.


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Our representative in the EU according to article 27 (1) GDPR is:

Richard Schuler
Senator-Burda-Park / BIZZZ
Freiburger Str. 41
77652 Offenburg

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